Home > Services > Title Insurance > Owner's Policy

Owner's Policy

 An owner’s policy protects your interest in the property against such hidden hazards as:

• Mistakes in recording of legal documents
• Forged deeds, releases or wills
• Undisclosed or missing heirs, including spouses
• Deeds by persons of unsound mind
• Deeds by minors
• Deeds executed under an invalid or expired power of attorney
• Liens for unpaid taxes
• Fraud

For a one-time premium you pay during the closing process, your title insurer assumes responsibility for all legal expenses to defend the title to your property if it’s ever challenged. If the defense is unsuccessful, you are reimbursed for any reduction in the value of the land. For you, it’s a win-win proposition.